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Investor Relations

Investor Relations

FHLBank San Francisco is a wholesale bank and one of 11 regional Federal Home Loan Banks. The Federal Home Loan Banks were chartered in 1932 by the U.S. Congress and are regulated by the Federal Housing Finance Agency. As a cooperative, private member-owned financial institution, FHLBank San Francisco operates independently with its own Board of Directors. FHLBank San Francisco's capital stock is owned by current or former members and certain non-members and is not publicly traded, but FHLBank San Francisco is registered with the Securities and Exchange Commission and files quarterly, annual, and current reports with the SEC. In addition, FHLBank San Francisco issues consolidated obligations and holds joint and several liability for consolidated obligations issued by the other Federal Home Loan Banks.

Annual Reports

The Bank is registered with the Securities and Exchange Commission and files quarterly, annual, and periodic reports with the SEC. All SEC Edgar Filings.

ANNUAL FINANCIAL REPORTS

2023 Annual Report on Form 10-K

2022 Annual Report on Form 10-K

2021 Annual Report on Form 10-K

2020 Annual Report on Form 10-K

2019 Annual Report on Form 10-K

2018 Annual Report on Form 10-K

2017 Annual Report on Form 10-K

The FHLBanks Office of Finance publishes the Combined Financial Reports of the Federal Home Loan Banks.

Capital Plan

The Federal Home Loan Bank System Modernization Act of 1999 established capital requirements for the Federal Home Loan Banks. The requirements are found in the Federal Home Loan Bank Act and the regulations of the Federal Housing Finance Agency.

The Bank’s Capital Plan is designed to:

  • Treat members in an equitable manner;

  • Enable the Bank to meet its regulatory capital requirements;

  • Work under a variety of alternative balance sheet structures;

  • Provide sufficient flexibility to adapt to changing circumstances within established parameters; and

  • Be easy to understand and manage.

Effective December 14, 2020, the Capital Plan was amended to include a new activity-based capital stock requirement of 0.10% for outstanding Letters of Credit.

Additional Resources

Financial Highlights

This financial data should be read in conjunction with the Bank's 2023 Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 8, 2024.

Dividend History

Shows cash dividends declared for the periods shown. These dividends are paid in cash on the capital stock that was outstanding during the quarter.