2010 AHEAD Program Grant Recipients

Location	Member	Sponsor	Grant Amount
Los Angeles, CA	Bank of America California, N.A.	Enterprise Community Partners	$20,000
Project Description: The sponsor intends to develop a multi-year, multi-stakeholder affordable housing strategy for South Los Angeles that looks at both housing and services in the community. The grant will be used to pay consultant fees and other costs to undertake a feasibility study.

Location	Member	Sponsor	Grant Amount
Sacramento, CA	Bank of America California, N.A.	California Coalition for Rural Housing	$35,000
Project Description: CCRH will provide technical assistance to the sponsors of three Native American mixed-use housing and economic development projects in Lake County, CA. The grant will be used to pay costs of providing technical assistance to enable project sponsors to create project plans, define development strategies, and form partnerships with experienced developers.

Location	Member	Sponsor	Grant Amount
Marin City, CA	Bank of Marin	Marin City Community Development Corporation	$20,000
Project Description: The sponsor seeks to expand its Renewable Energy Training Program along with other energy efficiency-related economic development activities that serve the needs of low-income Marin County residents. The grant will pay expenses for personnel, overhead, and program delivery.

Location	Member	Sponsor	Grant Amount
San Leandro, CA	Broadway Federal Bank	Mending of Mothers, Inc.	$20,000
Project Description: Educating MOMs recruits, educates, and empowers mothers, aged 16-24, who have dropped out of high school, and helps their clients achieve economic self-sufficiency by encouraging them to participate in a GED program and providing job training and financial literacy workshops. The grant will pay for the services of a grant writer who can prepare funding proposals and submit them to private foundations and federal and state agencies.

Location	Member	Sponsor	Grant Amount
Tucson, AZ	Canyon Community Bank	Young Life Tucson	$30,000
Project Description: The program will expand services provided by Young Life Tucson to include offering teenage mothers counseling and life skills training that emphasize parenting skills along with how to balance a checkbook, obtain a GED, and apply for jobs. The grant will fund operational expenses, staff compensation, volunteer recruiting and training, and program administration.

Location	Member	Sponsor	Grant Amount
Various CA and NV cities	Charles Schwab Bank	California Community Economic Development Association	$50,000
Project Description: The goal of this project is to build capacity of nonprofit community development organizations by providing direct technical assistance to affordable housing and related community development projects in Northern California and Nevada. The focus is on projects that have stalled because of the collapse of the tax credit market and related financing mechanisms. The grant will fund costs of direct technical assistance, including planning sessions, and other program operations.

Location	Member	Sponsor	Grant Amount
Ely, NV	Charles Schwab Bank	Rural Nevada Development Corporation	$35,000
Project Description: The sponsor will help meet the capital needs of small businesses in rural Nevada by becoming an intermediary of the Small Business Administration and creating the Rural Microlending Program. The grant will be used to establish a loan loss reserve, train staff, purchase equipment and software, and pay other start-up costs.

Location	Member	Sponsor	Grant Amount
Berkeley, CA	Citibank, N.A.	Community Financial Resources	$20,000
Project Description: This project will expand and enhance the Alameda County Community Asset Network's (ACCAN) on-line directory of financial support services to include more than 60 agencies that are part of three asset-building coalitions in Alameda, Contra Costa, and Marin counties. Staff at these organizations will use the Resource Directory to connect local families to income and asset building services. The grant will fund staff salaries and other wages associated with systems design and information processing, establishing an inter-agency referral protocol, conducting training sessions for regional organization staff, and rollout of the new Resource Directory.

Location	Member	Sponsor	Grant Amount
San Diego, CA	Citibank, N.A.	San Diego Housing Commission	$20,000
Project Description: This regional initiative will deliver entrepreneurial training and technical assistance to families receiving housing assistance from the San Diego Housing Commission. The aim of the project is to create greater financial independence through small business development. The grant will be used to pay costs associated with developing a strategic plan.

Location	Member	Sponsor	Grant Amount
San Francisco, CA	Citibank, N.A.	Mission Asset Fund	$20,000
Project Description: This microlending and financial education program helps low-income and immigrant adults in San Francisco's Mission District establish or build their credit scores and gain access to mainstream financial services. Based on the concept of informal peer lending circles, participants contribute to a central capital pool and take out individual loans in sequence; their activity is recorded and reported to credit agencies. The grant will fund staff salaries.

Location	Member	Sponsor	Grant Amount
Berkeley, CA	Citibank, N.A.	Community Development Finance dba Community Check Cashing	$20,000
Project Description: Households participating in this program receive individualized financial planning services, with ongoing monitoring and follow-up. The sponsor also offers small businesses in the neighborhood financial coaching that addresses bookkeeping needs and planning and development of key business systems. The grant will be used to fund operations and purchase of tax preparation software.

Location	Member	Sponsor	Grant Amount
El Sobrante, CA	Citibank, N.A.	West Contra Costa Business Development Center	$20,000
Project Description: West Contra Costa County’s first Culinary Business Center (CBC), which is targeted to low- to moderate-income households in Contra Costa County, northern Alameda County, and southern Solano County, will offer microentrepreneurs the opportunity to launch their own food businesses. The sponsor intends to engage industry and business specialists to guide program participants in product development, regulatory compliance, marketing and distribution, and access to capital. The grant will fund start-up costs to launch the new venture at full capacity in 2010.

Location	Member	Sponsor	Grant Amount
Los Angeles, CA	Citibank, N.A.	Downtown Women's Center	$50,000
Project Description: HOME is a resale boutique offering women living in poverty an opportunity to enter or re-enter the workforce in a supportive environment. This social enterprise will sell high-end brand merchandise and handmade craftwork that the sponsor creates from recycled materials. Participants will be trained and employed in product-fabrication and all aspects of retail operations. The grant will fund salary and benefits for a Director of Workforce Development who will establish, direct, and oversee operations.

Location	Member	Sponsor	Grant Amount
Los Angeles, CA	Citibank, N.A.	East LA Community Corporation (ELACC)	$20,000
Project Description: The sponsor will offer street vendors in the Boyle Heights neighborhood extensive technical assistance, financial literacy training, licensing, and access to health permits and certification. The goal of the project is to generate new economic and business development opportunities for the program’s low-income participants. The grant will fund a salary for the project coordinator and pay costs associated with training and overhead.

Location	Member	Sponsor	Grant Amount
Oakland, CA	Citibank, N.A.	Creating Economic Opportunities for Women (C.E.O. Women)	$20,000
Project Description: The project will use multimedia technology, specifically the innovative Grand Café telenovela training DVD, to teach low-income and immigrant and refugee women English as a second language and microenterprise business skills. The grant will pay for course materials.

Location	Member	Sponsor	Grant Amount
Oakland, CA	Citibank, N.A.	WAGES (Women's Action to Gain Economic Security)	$20,000
Project Description: The sponsor will create living-wage jobs with benefits for low-income Latinas by enlarging a worker-owned cooperative. Technical assistance and business management training will be provided to the co-owners who deliver green housecleaning services, and the co-op will have access to a larger network for purchasing, marketing, benefits administration, and training. The grant will fund business development coaching, financial literacy education, and entrepreneurship training for co-op members, and salaries for the network management team.

Location	Member	Sponsor	Grant Amount
Novato, CA	Citibank, N.A.	Homeward Bound of Marin	$50,000
Project Description: This food service social enterprise gives homeless adults the skills and tools they need to escape a life of poverty and achieve economic self-sufficiency. Fresh Starts’ students, who also participate in the agency's shelter and transitional housing programs, are trained in all aspects of professional food preparation and service and safe food handling. Graduates have access to paid positions in the organization’s social enterprise businesses as well as job placement services. The grant will fund expansion of the organization’s food industry enterprises and support job training and placement activities.

Location	Member	Sponsor	Grant Amount
San Bernardino, CA	Citibank, N.A.	Foundation for California State University San Bernardino	$20,000
Project Description: The sponsor will establish a Microbusiness Expansion Program with the goal of strengthening and growing local microbusinesses through assessment, training, systems development, and hands-on guidance from industry experts. The grant will pay consultant fees and overhead expenses.

Location	Member	Sponsor	Grant Amount
San Francisco, CA	Citibank, N.A.	La Cocina, Inc.	$20,000
Project Description: The sponsor's incubator program provides low-income entrepreneurs, primarily immigrant women and women of color, with the technical assistance, affordable commercial kitchen space, and access-to-market opportunities needed to develop viable food businesses. La Cocina’s newest project, part of the greater incubator program, is a mobile street-food initiative through which participants can lease mobile food trailers or sell from pushcarts at vending sites hosted by the organization. The grant will fund program start-up expenses and mobile food trailer costs.

Location	Member	Sponsor	Grant Amount
Long Beach, CA	Citibank, N.A.	LINC Housing Corporation	$20,000
Project Description: LINC will create an energy service company that will finance and manage energy improvements for multifamily housing operators. Objectives of the new social enterprise are to increase energy savings for housing operators and residents, lower carbon footprints, create jobs, and provide another line of business to sustain LINC’s affordable housing work. The grant will pay costs associated with creating a structure for the enterprise and developing a business plan.

Location	Member	Sponsor	Grant Amount
Van Nuys, CA	Citibank, N.A.	Valley Economic Development Center (VEDC)	$20,000
Project Description: The sponsor will construct a new building to house the Pacoima Entrepreneurship and Training Center. The center will provide entrepreneurial training, technical assistance, job placement assistance and business incubation services to residents of this low-income community. The grant will be used to pay for predevelopment costs such as demolition and architectural fees.

Location	Member	Sponsor	Grant Amount
San Francisco, CA	Citibank, N.A.	SFMade	$50,000
Project Description: SFMade will create a small business incubator for companies who are headquartered and manufacture products in San Francisco. This first-of–its-kind incubator for the manufacturing industry plans to serve 40 companies that together employ over 300 low- to moderate-income individuals, providing specialized assistance, education, and access to professional resources and a local promotional and branding infrastructure to help grow and sustain their business. The grant will fund program and personnel expenses.

Location	Member	Sponsor	Grant Amount
Sacramento, CA	Citibank, N.A.	California Coalition for Rural Housing	$20,000
Project Description: The Small Communities Network is a collaborative effort led by the California Coalition for Rural Housing and currently serving the San Joaquin Valley and Sierra foothills. The purpose of the network is to act as an information clearinghouse, a regional convener, a provider of technical assistance and resources, and a unifying voice for small communities in the region. The grant will support Small Communities Network's initial organizing activities and services.

Location	Member	Sponsor	Grant Amount
Los Angeles, CA	Citibank, N.A.	Community Services Unlimited, Inc.	$20,000
Project Description: The sponsor will engage and train apprentices and volunteers in food growing at their urban farms and market the produce in their communities at affordable prices. The goal of the project is to increase access to healthy food while creating jobs and vocational training opportunities in South Central Los Angeles. The grant will support salaries for a farm manager and marketing manager and stipends for interns and apprentices.

Location	Member	Sponsor	Grant Amount
San Francisco, CA	Citibank, N.A.	Enterprise Community Partners	$20,000
Project Description: The sponsor will create and implement a workforce development strategy for residents of eight troubled public housing sites that are part of the HOPE San Francisco initiative, which is designed to transform the Hunters View neighborhood into a thriving mixed-income community. The grant will fund production of the organization’s strategic workforce development plan.

Location	Member	Sponsor	Grant Amount
Los Angeles, CA	City National Bank	Esperanza Community Housing Corporation	$20,000
Project Description: Currently home to 15 small businesses, Mercado La Paloma provides technical assistance, start-up capital, and other business incubation services to its tenants and other local entrepreneurs. The organization also rents office space to nonprofits and offers affordable conference and meeting space to the community. The grant will be used to enhance the facility’s appeal and increase seating capacity by upgrading and adding to the supply of tables and chairs in the public dining area and conference rooms.

Location	Member	Sponsor	Grant Amount
San Luis Obispo, CA	Coast National Bank	Central Coast Ag Network	$20,000
Project Description: The sponsor will develop an integrated network of local agricultural enterprises that can stimulate economic activity, create jobs and training in agriculture for low-income workers, and create and support related industries. The grant will fund long-term planning and support staff salaries.

Location	Member	Sponsor	Grant Amount
Chico, CA	Golden Valley Bank	City of Chico Department of Housing and Neighborhood Services	$20,000
Project Description: This program creates a revolving lease guarantee fund to provide letters of credit on behalf of low-income and formerly homeless families that face significant challenges in finding an apartment to rent in the private market. Each letter of credit offered to a private landlord will have a fixed dollar amount of up to $2,000 and a term of up to one year. The grant will help capitalize the lease guarantee fund that collateralizes the letters of credit.

Location	Member	Sponsor	Grant Amount
Oakland, CA	Mechanics Bank	Bay Area Community Services, Inc.	$20,000
Project Description: The project will expand the sponsor's job training and coaching programs and the Culinary Training program that operates from their existing kitchen facility. BACS' vocational programs prepare unemployed and underemployed adults to compete for jobs in the local community. The grant will fund personnel, overhead, and program expenses.

Location	Member	Sponsor	Grant Amount
Burlingame, CA	Meriwest Credit Union	We Teach Science Foundation	$20,000
Project Description: Using a web-based, interactive whiteboard and audio connection, Remote Tutoring and Mentoring enables students and local scientists to connect weekly throughout the school year for one hour of algebra mentoring. Grant funds will be applied to program staff salaries, costs of web-based software, and mentor training.

Location	Member	Sponsor	Grant Amount
Inglewood, CA	Mississippi Valley Life Insurance Company	First Community Development Corporation	$20,000
Project Description: The sponsor seeks to acquire, rehabilitate, and develop an 18-acre former hospital campus into medical offices and an education center for the medically underserved. The grant will fund a feasibility study.

Location	Member	Sponsor	Grant Amount
Hawthorne, CA	Mississippi Valley Life Insurance Company	The Business Resource Group, Inc.	$20,000
Project Description: The sponsor will recruit, train, and manage a network of financial industry and nonprofit volunteers to provide specialized coaching and credit assistance to low-income entrepreneurs. The objectives of the program are to help identify and overcome credit barriers and increase capital accessibility. The grant will support program operations.

Location	Member	Sponsor	Grant Amount
Coachella, CA	Mississippi Valley Life Insurance Company	Rancho Housing Alliance, Inc.	$20,000
Project Description: The project will renovate mobile home parks in the Coachella Valley that are unpermitted and deficient in basic utility systems and fire suppression, to ensure safe and affordable environments for low-income agricultural households who own a mobile home. The grant will support staff salaries and purchase of accounting software.

Location	Member	Sponsor	Grant Amount
Phoenix, AZ	National Bank of Arizona	International Rescue Committee	$20,000
Project Description: This project will consist of a series of workshops and one-on-one technical assistance sessions designed to help newly arrived refugees become financially self-sufficient and learn to successfully navigate U.S. consumer financial systems. The grant will fund salaries and wages for staff and interpreters and support ongoing program operations.

Location	Member	Sponsor	Grant Amount
Oakland, CA	OneCalifornia Bank	The Stride Center	$20,000
Project Description: The Stride Center provides comprehensive information technology career development programs tailored to very low- and low-income individuals. Professional development, life skills training, and internship opportunities are included in these programs. The grant will fund program expansion costs such as staff salaries, overhead, and marketing expenses.

Location	Member	Sponsor	Grant Amount
Sacramento, CA	Rabobank, N.A.	Sacramento Neighborhood Housing Services, Inc.	$20,000
Project Description: The Oak Park Farmers Market will offer fresh produce and other high quality food products to the ethnically diverse and low-income community of Oak Park in Sacramento, CA. The grant will help pay the salary of the Market's manager, who will be a resident of the Oak Park neighborhood.

Location	Member	Sponsor	Grant Amount
Palo Alto, CA	Silicon Valley Bank	BUILD	$20,000
Project Description: Focused on entrepreneurship, BUILD Peninsula is a four-year college preparation program that partners with high schools to redirect marginally performing youth toward success models. The program includes intensive academic, entrepreneurial, and life skills training.  The grant will fund program expansion costs, which can include staff salaries, overhead, and marketing expenses.

Location	Member	Sponsor	Grant Amount
San Francisco, CA	Spectrum Federal Credit Union	Treasure Island Homeless Development Initiative	$30,000
Project Description: This project will offer formerly homeless and very low-income Treasure Island residents opportunities to increase their financial management skills to enhance their financial stability and security. The grant will support a social service coordinator position.

Location	Member	Sponsor	Grant Amount
Los Angeles, CA	Torrey Pines Bank	Homeboy Industries	$50,000
Project Description: Through a partnership with the East Los Angeles Skills Center, the sponsor will train at-risk youth and young people formerly involved with gangs in solar panel installation. The grant will provide stipends for training and funds for tool kits and support services for students.

Location	Member	Sponsor	Grant Amount
San Francisco, CA	Union Bank. N.A.	Larkin Street Youth Services	$20,000
Project Description: The Castro Youth Housing Initiative will provide housing and supportive services to homeless youth aged 18 -24, many of whom identify as lesbian, gay, bisexual, or transgender, in San Francisco’s Castro District. The grant will help replace some of the housing subsidies eliminated by the City's budget cuts in 2010.

Location	Member	Sponsor	Grant Amount
Indio, CA	Wells Fargo Financial National Bank	Coachella Valley Housing Coalition	$25,000
Project Description: Project Description: The sponsor will provide after-school programs and bilingual computer training for low-income children and computer training, along with classes in English as a second language, typing, and resume writing, for low-income adults who want to obtain a better job or re-enter the workforce. The grant will help cover program costs such as staff time for instructors, educational materials for the students, and computers and software.   *A recovered grant funded this alternate project after the Bank announced 2010 AHEAD grant awards.

© 2000-2012 Federal Home Loan Bank of San Francisco