Collateral Asset Manager

• Ensures risk management policies and procedures are adhered to by monitoring pledged mortgages for assigned caseload of members.
• Conducts on-site reviews to assess assigned members’ loan origination, servicing, and credit management operations; lending strategies and policies; and the mortgage collateral pledged to the Bank.
• Monitors members’ risk profile quarterly based on member business risk matrix, blanket lien collateral reconciliations, and portfolio stratification analysis.
• Prepares member field review result reports providing an evaluation of members’ lending operations and collateral eligibility; makes recommendations for collateral margins, field review frequency and any remedial actions needed.
• Assists Relationship Managers and members in pledging additional eligible collateral for Bank advances.
• Manages collateral exposure risk to mitigate impact to the Bank through analysis of policy and procedure changes, margin components, real estate markets, and the members’ lending strategies and collateral position.
• Performs periodic research and analysis of Bank policies and procedures. Recommends policy and/or procedure changes to management for approval.

• Bachelor’s degree in Business Administration, Finance, Real Estate, or a related field, or equivalent education, required.
• Five to seven years' progressively responsible experience in real estate appraisal, loan underwriting, credit, and secondary marketing required. Loan servicing and property management experience desired.
• Must be able to travel a minimum of 45% to 55% of the time.
• Excellent communication skills, both oral and written, with strong analytical and problem solving skills.
• Demonstrated knowledge of residential and income property loan underwriting, origination, and servicing principles and process required.
• Able to analyze, interpret, and communicate policies, procedures, and regulations effectively.
• Ability to operate PC-based software and/or automated database systems required.
• Able to take initiative in fast-paced work environment and to interface with all functions at all levels, both within and outside the organization.